This website is an unofficial, independent summary of publicly available information about UPI merchant charges (MDR) and related payment rules. It is not NPCI, RBI, the Government of India, a bank, payment service provider or UPI app, and it is not a substitute for official circulars, FAQs, notices or your own settlement records.
Rates, dates, exemptions, merchant categories and other rules may be amended, delayed, replaced or clarified. The calculator performs only the arithmetic for the category selected. It does not determine your merchant classification, MCC, P2PM status, acquiring arrangement or contractual terms. Do not make pricing, accounting or business decisions based on this website alone.
Nothing on this website is legal, tax, accounting, financial or investment advice. Always verify the latest official guidance from the relevant authority and confirm any merchant-specific treatment with your bank, acquirer or payment service provider.
Names such as UPI, NPCI and payment-app names are used only to identify the relevant systems or services. All trademarks and names belong to their respective owners. Their use does not imply endorsement, sponsorship or affiliation.