This website explains UPI merchant charges (MDR) from 15 October 2026: who pays, who does not, the published rates, and a calculator for the arithmetic.
It is an independent information page. It is not NPCI, RBI, the Government of India, a bank, or a UPI app. It does not open accounts, move money, issue QR codes, or take complaints.
Figures on the home page follow the NPCI FAQ dated 15 September 2026 as publicly described. If that schedule is changed, the home page is updated.
Nothing on this site is legal, tax or accounting advice. The calculator applies only the published arithmetic for the category you select. Your acquiring bank’s settlement is the record that matters for books.
This site has no checkout and no merchant account. Names such as UPI are used only to describe the public payment system and belong to their owners.